Used 2026 BMW X2 xDrive28i

Stock: P130198VIN: WBX63GM03T5509076

Stock: P130198 VIN: WBX63GM03T5509076

Used 2026 BMW X2 xDrive28i

Detailed Pricing
KBB Retail Value:
$44,545
Mosaic Discount:
- $2,000
Doc Fee:
+ $350
Sale Price:
$42,895
Conditional Incentives:
Trade-In Bonus
- $500
Markdown Price:
$42,395

Vehicle Highlights

Views
309
Overview
P130198
Stock
WBX63GM03T5509076
VIN
2,317
Miles
SUV
Body
AWD
Drivetrain
Black Sapphire Metallic
Exterior
Black
Interior
106
Wheelbase
2.0L 4-Cylinder DOHC 16V TwinPower Turbo
Engine
Gas
Fuel
7-Speed Automatic
Transmission
4
Doors
34*
Highway MPG (EPA estimate)
24*
City MPG (EPA estimate)
In Stock
Status
Description
Mosaic Auto Group: One Name. One Location. One Goal. "Bring trust in car buying and passion into service." This 2026 BMW X2 xDrive28i Technology Package showcases a compelling blend of style, performance, and advanced features. Meticulously maintained with just 2,317 miles, this one-owner BMW is ready to deliver an exceptional driving experience. - ANDROID AUTO/ APPLE CAR PLAY - CLEAN CAR FAX - Factory Warranty Remaining - HEATED SEATS - HEATED STEERING WHEEL - MOONROOF - NAVIGATION - ONE OWNER - POWER LIFTGATE - REMOTE START - Service Records Available - UPGRADED SOUND SYSTEM The Technology Package elevates this X2 with an impressive array of premium amenities, including a Head-Up Display, Remote Engine Start, Live Cockpit Pro, Parking Assistant Plus, and the stunning Sky Lounge Panoramic Roof. The Harman/Kardon premium audio system provides an immersive listening experience. Powered by a 2.0L 4-Cylinder DOHC 16V TwinPower Turbo engine paired with a 7-Speed Automatic transmission and BMW's renowned xDrive all-wheel-drive system, this X2 delivers an exhilarating yet efficient performance, with an EPA-estimated 24 city / 34 highway MPG. The sleek Black Sapphire Metallic exterior and Black interior create a bold, sophisticated look. Perforated Veganza upholstery, power-adjustable front seats, and dual-zone automatic climate control ensure exceptional comfort and convenience. Drive a little, SAVE a lot with Mosaic Ford Zumbrota. Your hometown team standing behind every mile. Backed by our FREE Lifetime Powertrain Warranty, ask your sales consultant today. Plus, enjoy a $500 Trade-In Bonus when you trade your current vehicle (see dealer for details). Shop with confidence knowing every qualifying pre-owned vehicle at Mosaic Auto Group has passed our Risk-Free Inspection. Performed by certified, factory-trained technicians, this inspection is designed to help reduce surprises by verifying the condition of critical systems, including brakes, tires, the drivetrain, engine components, interior features, and overall road performance. It's another way Mosaic delivers a more transparent, worry-free buying experience, so you can focus on enjoying your next vehicle. Experience the Mosaic Difference today.
Features
Apple CarPlay

Apple CarPlay

Brake Assist

Brake Assist

Hands-Free Liftgate

Hands-Free Liftgate

Heated Seats

Heated Seats

Heated Side Mirrors

Heated Side Mirrors

Keyless Entry

Keyless Entry

Memory Seats

Memory Seats

Navigation

Navigation

Parking Assist

Parking Assist

Power Liftgate

Power Liftgate

Power Seat

Power Seat

Power Windows

Power Windows

Rain Sensing Wipers

Rain Sensing Wipers

Rearview Camera

Rearview Camera

Satellite Radio

Satellite Radio

Security System

Security System

Side-Impact Air Bags

Side-Impact Air Bags

Stability Control

Stability Control

Sunroof / Moonroof

Sunroof / Moonroof

Remote Start

Remote Start

Heated Steering Wheel

Heated Steering Wheel

Details
Features
Navigation
Navigation System
Technology Package
7 Speakers
AM/FM Radio
AM/FM radio: SiriusXM
Harman/Kardon Premium Sound System
Radio data system
SiriusXM with 360L and 1 Year Trial Subscription
Air Conditioning
Automatic temperature control
Front dual zone A/C
Rear window defroster
Head-Up Display
Memory seat
Power driver seat
Power steering
Power windows
Remote Engine Start
Remote keyless entry
Steering wheel mounted audio controls
Four wheel independent suspension
Speed-sensing steering
Traction control
4-Wheel Disc Brakes
ABS brakes
Dual front impact airbags
Dual front side impact airbags
Emergency communication system: BMW Assist eCall
Front anti-roll bar
Knee airbag
Low tire pressure warning
Occupant sensing airbag
Overhead airbag
Rear anti-roll bar
Sky Lounge Panoramic Roof
Power Liftgate
Brake assist
Electronic Stability Control
Exterior Parking Camera Rear
Auto High-beam Headlights
Delay-off headlights
Anti-Theft Recorder
Panic alarm
Security system
Speed control
Auto-dimming door mirrors
Bumpers: body-color
Heated door mirrors
Power door mirrors
Spoiler
Turn signal indicator mirrors
Apple CarPlay and Android Auto Compatibility
Auto-dimming Rear-View mirror
BMW Assist ECall
BMW TeleServices
Compass
Driver door bin
Driver vanity mirror
Front reading lights
Heated Steering Wheel
Illuminated entry
Leather steering wheel
Live Cockpit Pro
Outside temperature display
Parking Assistant Plus
Parking View with 3D View (Surround View)
Passenger vanity mirror
Personal ESIM 5G
Premium Content 1
Rear reading lights
Rear seat center armrest
Tachometer
Telescoping steering wheel
Tilt steering wheel
Trip computer
Widescreen Display
Front Bucket Seats
Front Center Armrest
Heated Front Seats
Heated front seats
Perforated Veganza Upholstery
Power Front Seats
Power passenger seat
Split folding rear seat
Passenger door bin
Alloy wheels
Wheels: : 19" x 8.0" Y-Spoke Bicolor
Rain sensing wipers
Rear window wiper
Speed-Sensitive Wipers
Variably intermittent wipers
Service Records Available
Factory Warranty Remaining
ONE OWNER
CLEAN CAR FAX
HEATED SEATS
HEATED STEERING WHEEL
REMOTE START
MOONROOF
NAVIGATION
ANDROID AUTO/ APPLE CAR PLAY
POWER LIFTGATE
UPGRADED SOUND SYSTEM
Mechanical
Engine: 2.0L TwinPower Turbo 4-Cylinder 16V DOHC
Engine Auto Stop-Start Feature
Transmission w/Driver Selectable Mode
Full-Time All-Wheel
3.20 Axle Ratio
80-Amp/Hr Maintenance-Free Battery w/Run Down Protection
Regenerative 210 Amp Alternator
Towing Equipment -inc: Trailer Sway Control
4806# Gvwr 937# Maximum Payload
Gas-Pressurized Shock Absorbers
Front And Rear Anti-Roll Bars
Electric Power-Assist Speed-Sensing Steering
14.3 Gal. Fuel Tank
Stainless Steel Exhaust
Permanent Locking Hubs
Strut Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
Mechanical Limited Slip Differential
Exterior
Tire Mobility Kit
Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
Body-Colored Rear Bumper w/Black Rub Strip/Fascia Accent
Black Bodyside Cladding and Black Wheel Well Trim
Black Side Windows Trim and Black Front Windshield Trim
Body-Colored Door Handles
Body-Colored Power Heated Auto Dimming Side Mirrors w/Power Folding and Turn Signal Indicator
Fixed Rear Window w/Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers w/Heated Jets
Galvanized Steel/Aluminum Panels
Black Grille w/Chrome Surround
Power Liftgate Rear Cargo Access
Programmable Projector Beam Led Low/High Beam Auto-Leveling Directionally Adaptive Auto High-Beam Daytime Running Lights Preference Setting Headlamps w/Delay-Off
Cornering Lights
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Entertainment
Radio: AM/FM
Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Aux Audio Input Jack, Steering Wheel Controls, Voice Activation, Radio Data System and External Memory Control
7 Speakers
Audio Theft Deterrent
Streaming Audio
Window Grid Diversity Antenna
Bluetooth Wireless Phone Connectivity
2 LCD Monitors In The Front
Real-Time Traffic Display
Interior
Front Bucket Seats
Power Front Seats
Heated Front Seats
2-Way Driver Seat -inc: Manual Cushion Extension
2-Way Passenger Seat -inc: Manual Cushion Extension
40-20-40 Folding Split-Bench Front Facing Fold Forward Seatback Rear Seat
Manual Tilt/Telescoping Steering Column
ConnectedDrive Services Selective Service Internet Access
Leather Steering Wheel
Front Cupholder
Rear Cupholder
Compass
Interior Lock Disable
Valet Function
Power Fuel Flap Locking Type
Remote Releases -Inc: Proximity Cargo Access
Dual Zone Front Automatic Air Conditioning
HVAC -inc: Underseat Ducts and Console Ducts
Illuminated Glove Box
Driver Foot Rest
Interior Trim -inc: Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full Cloth Headliner
Leatherette Door Trim Insert
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination
Full Floor Console w/Storage and 2 12V DC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Rigid Cargo Cover
Cargo Features -inc: Tire Mobility Kit
Cargo Space Lights
Tracker System
Personal eSIM 5G
Instrument Panel Bin, Driver / Passenger And Rear Door Bins
Delayed Accessory Power
Driver Information Center
Outside Temp Gauge
BMW TeleServices
Widescreen Display
Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
Front Center Armrest and Rear Center Armrest
2 Seatback Storage Pockets
Perimeter Alarm
Immobilizer
2 12V DC Power Outlets
Air Filtration
Safety
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Forward Collision Mitigation
Rear Collision Prevention
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Curtain 1st And 2nd Row Airbags
Airbag Occupancy Sensor
Driver And Passenger Knee Airbag
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners
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Dealer FAQs

Can I get financed for an auto loan at Mosaic Autos?

Getting financed with us is fast and fun. Whether you’ve always enjoyed a sterling credit history, are currently working on improving your credit score even more, or this is your first time buying a car, you can count on the friendly experts at Mosaic Autos to make the whole process transparent and easy to understand. To learn more and get the ball rolling on the right loan for your unique financial situation, call 507-431-1296 or apply online now.

What is the financing process like at Mosaic Autos?

Easy and relaxed. Our primary goal is your total satisfaction, so we provide you with as much time and expert insight as you need to properly consider all of your loan options. This commitment to friendly, honest, and fair service is truly a breath of fresh air and ensures that you drive away happy, satisfied, and behind the wheel of the vehicle you've always wanted.

What are the steps in the financing process at Mosaic Autos?

Great question. Securing a competitive loan from Mosaic Autos takes only three easy steps. First up is to either apply online for pre-approval via our quick and convenient online credit application or call 507-431-1296. From here, one of our financing experts will connect with you to go over the details of your loan offers and ensure that you have everything you need to make a smart and informed decision.

After reviewing your proposed loan terms and consulting with our financial advisors and your trusted personal confidants (friends, family members, etc.), there is only one step left: Finalizing the perfect loan for you via a simple and respectful process. By following these three short steps, you can make the most of the best loan experience here in Zumbrota.

What is involved in securing an auto loan in Zumbrota MN?

The answer to this question includes a variety of factors, such as:

  • Your car's purchase price
  • Your trade in and equity position
  • If the vehicle you are purchasing is new or used
  • The length of your existing loan's life
  • Your current credit score
  • How much you are choosing to invest in a down payment

People from all around Zumbrota come to purchase a clean car, truck, or SUV from our used car lot each and every day. Most loans prepared by our team are entirely unique, so the factors that will shape your bank loan will depend on your specific situation, desires, and needs.

Our expert financial professionals are happy to find and present lots of great offers to ensure that you are in complete control and that you are receiving the best deal possible on the loan you need. Our customers make great and informed decisions based on all of their available options thanks to a perfectly transparent process that we take seriously.

Who can I call at Mosaic Autos to get the financing process started?

Any of our amazing specialists will be more than happy to help you get the ball rolling on your dream car. All you have to do is dial 507-431-1296 when you have a few free moments and you'll soon see that getting approved for a car loan at Mosaic Autos is quick, easy, and convenient.

All vehicle pricing shown is assumed to be correct and accurate. Incentives, credit restrictions, qualifying programs, residency, and fees may raise, lower, or otherwise augment monthly payments and/or price. Additionally, incentives offered by the manufacturer are subject to change and may fluctuate or differ based on region and other considerations. Unless otherwise noted or specified, pricing shown does not include title, registration, or tax fees and costs.
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