Used 2012 Nissan Xterra X

Stock: T160165VIN: 5N1AN0NW0CC510902

Stock: T160165 VIN: 5N1AN0NW0CC510902

Used 2012 Nissan Xterra X

Detailed Pricing
Doc Fee:
+ $350
Sale Price:
$9,850
Conditional Incentives:
Trade-In Bonus
- $500
Markdown Price:
$9,350

Vehicle Highlights

Overview
T160165
Stock
5N1AN0NW0CC510902
VIN
183,838
Miles
SUV
Body
4X4
Drivetrain
Black
Exterior
106.3
Wheelbase
4.0L V6 DOHC 24V
Engine
Gas
Fuel
5-Speed Automatic
Transmission
4
Doors
20*
Highway MPG (EPA estimate)
15*
City MPG (EPA estimate)
In Stock
Status
Description
2012 Nissan 4D Sport Utility Xterra X Black 4WD. 4.0L V6 DOHC 24V 5-Speed Automatic 4WD
Details
Model Overview
Four different Xterra models are offered: X, S and Pro-4X. All 2012 models are powered by a 261-horsepower 4.0L V6 engine, which is mated to either a 6-speed manual or 5-speed automatic transmission, though 2WD Xterra comes only with the automatic. The X and S models are offered in a choice of rear-wheel drive or a 4-wheel-drive system that has an electronically controlled part-time transfer case with low-range mode.

The Xterra has serious truck underpinnings that translate into strong off-road prowess, hauling heavy loads and towing. The Xterra's F-Alpha platform and fully-boxed frame are shared with Nissan's Titan and Frontier pickups, as well as the Armada and Pathfinder SUVs. The suspension is an independent double-wishbone design in front and a heavy-duty solid-axle setup with leaf springs in back. Pro-4X models are outfitted with Bilstein gas shocks, which offer more wheel travel.

With its many utility-oriented features, the Xterra is designed for active people who often carry heavy gear and need to go off-road. Side steps are built into the rear bumper for easy access to the roof rack, which has a latchable lid. The cargo area has an "Easy Clean" surface and ten cargo utility hooks, including six floor hooks capable of carrying up to 110 pounds each. In addition there's an available adjustable channel system in the cargo floor, similar to that offered in Nissan pickups, for securing bike racks or specialized gear. There's also space to secure and carry jugs of up to a gallon.

Very short front and rear overhangs make the Xterra well proportioned for off-roading. It has several specialized features oriented toward rough terrain, including hill descent control and hill start assist, which both increase safety and help maintain control on steep slopes. Pro-4X models also include an electronic-locking rear differential.

All Xterra models include front-seat side-impact airbags, electronic stability control and anti-lock brakes. Roof-mounted side-curtain airbags, which cover all outboard occupants, are also standard.

The base X model includes keyless entry and power windows, locks and mirrors, while the S adds alloy wheels, upgraded seats, step rails, a first-aid kit, a cargo net, roof-rack cross bars, a gear basket, the Easy Clean cargo surface and a C-Channel cargo floor.

Stepping up to the Pro-4X model brings a host of solid off-road equipment, including Bilstein shocks, skid plates, off-road wheels and tires, fog lamps, roof-mounted lights, black body-side molding, a fold-flat passenger seat, blue cloth seat fabric and a leather-trimmed steering wheel.
Model Strengths
Off-road Ability
Durability
Towing And Hauling Prowess
Model Changes
The 2012 Xterra is essentially unchanged from the 2011 model.
Model Value
The 2012 Nissan Xterra is a basic, value-priced sport-utility vehicle that offers serious truck durability and off-road ability. With convenient tie-down points and storage spaces, it's a good choice for young, active people who often go off-road adventuring with a bike, kayak or other equipment. Yet with the back seat up and in place, there's enough space for four adults.
Features
Sporty Reclining Front Bucket Seats
4-Wheel Disc Brakes
Front beverage holders
Variably intermittent wipers
Traction control
Tilt steering wheel
Split folding rear seat
Speed-sensing steering
Speed control
Security system
Remote keyless entry
Rear window wiper
Rear window defroster
Rear anti-roll bar
Power windows
Power steering
Passenger door bin
Panic alarm
Overhead airbag
Occupant sensing airbag
Low tire pressure warning
Illuminated entry
Front wheel independent suspension
Front anti-roll bar
Dual front side impact airbags
Dual front impact airbags
Driver door bin
CD player
Anti-whiplash front head restraints
AM/FM radio
ABS brakes
Voltmeter
Tachometer
Front Center Armrest
Front Bucket Seats
Electronic Stability Control
Air Conditioning
3.133 Axle Ratio
16" x 7.0" Steel Wheels
Cloth Seat Trim
AM/FM CD Player w/6 Speakers
Roof rack: rails only
6 Speakers
Mechanical
4.0L DOHC 24-valve V6 engine w/continuous variable valve timing
Continuous valve timing control system
5-speed automatic transmission w/OD
Electronic locking rear differential
4-wheel drive
Front tow hook
Skid plates -inc: lower radiator, oil pan, transfer case, fuel tank
Double wishbone independent front suspension
Rigid leaf rear suspension w/solid axle
High performance Bilstein shocks
Engine speed-sensitive pwr rack & pinion steering
4-wheel vented disc brakes
Stainless steel exhaust system
Exterior
16" 6-spoke bright machine finish "Off-Road" alloy wheels
P265/75R16 all-season "Rugged Trail" OWL tires
Full size spare tire w/steel wheel
Roof rack rails w/cross bars, gear basket & air dam
Rear bumper w/steps
Body side molding
Splash guards
Angled strut style front grille
Silver headlight trim
Front fog lamps
Roof rack mounted off-road lights in air dam
Black folding pwr outside mirrors
Dark tinted rear privacy glass
Black door handles
Variable intermittent windshield wipers w/washer
Rear intermittent wiper w/washer
Entertainment
AM/FM stereo w/CD player -inc: (6) speakers
Interior
Front reclining bucket seats -inc: 8-way manual driver seat w/lumbar support, adjustable active head restraints
Fold-flat front passenger seat
60/40 split-fold down 2nd row seat w/removable cushions & adjustable head restraints
Manual tilt steering column
Leather-wrapped steering wheel w/red stitching
Steering wheel cruise controls
White gauge faces
Pwr windows w/driver auto-down
Engine immobilizer system
Accessory pwr delay
In-cabin microfilter
Rear window defroster
Glove box w/lower lock, light & damper
(3) 12-volt pwr outlets
Dual front/rear cup holders
Dual front door pockets & bottle holders
Auto-dimming rearview mirror w/compass
Dual sunvisors w/extenders & vanity mirrors
Front overhead sunglass holder
Driver side seatback pocket
Leather-wrapped shift knob w/red stitching
Easy clean cargo area w/C-channel system
Storage compartment under cargo area
Cargo area hooks on ceiling
Cargo net
Safety
4-wheel anti-lock braking system (ABS)
Electronic brake force distribution (EBD)
Vehicle dynamic control system (VDC) -inc: 4-wheel brake limited slip (ABLS)
Hill start assist (HSA)
Hill descent control (HDC)
Side door guard beams
Front/rear crumple zones
Driver & front passenger advanced dual stage airbags w/occupant sensor
Front seat-mounted side-impact airbags
Roof-mounted side-impact curtain airbags for all rows w/rollover sensor
Front 3-point seat belts w/height adjusters, pretensioners & load limiters
Rear outboard 3-point seat belts
Front active head restraints
Child safety rear door locks
Lower anchors & tethers for children (LATCH)
Energy absorbing steering column
First aid kit
Dual note horn
Similar Vehicles

2026 Nissan Rogue SL

Stock: P060378

Quick View

2025 Nissan Kicks SV

Stock: P060388

Quick View

2023 Nissan Rogue SV

Stock: P010460

Quick View

2014 Nissan Rogue Select S

Stock: P160332

Quick View

Dealer FAQs

Can I get financed for an auto loan at Mosaic Autos?

Getting financed with us is fast and fun. Whether you’ve always enjoyed a sterling credit history, are currently working on improving your credit score even more, or this is your first time buying a car, you can count on the friendly experts at Mosaic Autos to make the whole process transparent and easy to understand. To learn more and get the ball rolling on the right loan for your unique financial situation, call 507-431-1296 or apply online now.

What is the financing process like at Mosaic Autos?

Easy and relaxed. Our primary goal is your total satisfaction, so we provide you with as much time and expert insight as you need to properly consider all of your loan options. This commitment to friendly, honest, and fair service is truly a breath of fresh air and ensures that you drive away happy, satisfied, and behind the wheel of the vehicle you've always wanted.

What are the steps in the financing process at Mosaic Autos?

Great question. Securing a competitive loan from Mosaic Autos takes only three easy steps. First up is to either apply online for pre-approval via our quick and convenient online credit application or call 507-431-1296. From here, one of our financing experts will connect with you to go over the details of your loan offers and ensure that you have everything you need to make a smart and informed decision.

After reviewing your proposed loan terms and consulting with our financial advisors and your trusted personal confidants (friends, family members, etc.), there is only one step left: Finalizing the perfect loan for you via a simple and respectful process. By following these three short steps, you can make the most of the best loan experience here in Zumbrota.

What is involved in securing an auto loan in Zumbrota MN?

The answer to this question includes a variety of factors, such as:

  • Your car's purchase price
  • Your trade in and equity position
  • If the vehicle you are purchasing is new or used
  • The length of your existing loan's life
  • Your current credit score
  • How much you are choosing to invest in a down payment

People from all around Zumbrota come to purchase a clean car, truck, or SUV from our used car lot each and every day. Most loans prepared by our team are entirely unique, so the factors that will shape your bank loan will depend on your specific situation, desires, and needs.

Our expert financial professionals are happy to find and present lots of great offers to ensure that you are in complete control and that you are receiving the best deal possible on the loan you need. Our customers make great and informed decisions based on all of their available options thanks to a perfectly transparent process that we take seriously.

Who can I call at Mosaic Autos to get the financing process started?

Any of our amazing specialists will be more than happy to help you get the ball rolling on your dream car. All you have to do is dial 507-431-1296 when you have a few free moments and you'll soon see that getting approved for a car loan at Mosaic Autos is quick, easy, and convenient.

All vehicle pricing shown is assumed to be correct and accurate. Incentives, credit restrictions, qualifying programs, residency, and fees may raise, lower, or otherwise augment monthly payments and/or price. Additionally, incentives offered by the manufacturer are subject to change and may fluctuate or differ based on region and other considerations. Unless otherwise noted or specified, pricing shown does not include title, registration, or tax fees and costs.
© 2026 Mosaic Autos

Locations